Free Real Estate & Mortgage Calculators
Run quick estimates for closing costs, title insurance, mortgage payments, hard-money financing, foreclosure timelines, 1031 exchange deadlines and real-estate investment returns.
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Title & Settlement
Closing Cost Calculator
Buyer- and seller-side closing costs on a purchase.
Open CalculatorSeller Net Sheet Calculator
Estimated net proceeds after mortgage payoff, commission, transfer tax and prorations.
Open CalculatorTitle Insurance Calculator
Owner’s and lender’s premiums using a tiered rate schedule, including simultaneous-issue savings.
Open CalculatorProperty Tax Calculator
Annual property tax and monthly escrow estimate from value, state average rate and exemptions.
Open CalculatorTransfer Tax Calculator
State and local deed transfer tax estimate and payer allocation where applicable.
Open CalculatorRecording Fee Calculator
County recorder fees for deeds, mortgages/deeds of trust and lien releases.
Open CalculatorCash-to-Close Calculator
Estimated cash required at closing after down payment, costs, prepaids, earnest money and credits.
Open CalculatorProrated Property Tax Calculator
Buyer/seller split of annual property tax by closing date and tax year.
Open Calculator
Lending
Mortgage Payment Calculator
Full PITI estimate including principal, interest, taxes, insurance, PMI and HOA.
Open CalculatorHard Money Loan Calculator
Monthly payment, origination points and balloon payoff for short-term bridge financing.
Open CalculatorAmortization Schedule Calculator
Month-by-month principal and interest with optional extra payments and payoff impact.
Open CalculatorBridge Loan Cost Calculator
Total short-term capital cost and effective APR including fees and interest.
Open CalculatorLTV / ARV Calculator
Fix-and-flip loan sizing from purchase price, rehab budget, after-repair value and lender caps.
Open Calculator
Investing
1031 Exchange Deadline Calculator
45-day identification and 180-day exchange deadlines from the relinquished-property closing date.
Open CalculatorCap Rate & Cash-on-Cash Calculator
Income-property return estimates from rent, expenses and financing.
Open CalculatorRental Yield Calculator
Gross and net rental yield using rent, vacancy and operating expenses.
Open CalculatorTax Lien ROI Calculator
Estimated tax-lien return under annual-interest or flat-penalty structures.
Open Calculator
Numbers First. Decisions Still Require the File.
These calculators are designed for quick estimates around a real-estate transaction or investment. They can help you understand the numbers before speaking with a title team, lender, investor or advisor, but the result should not be treated as a final title, underwriting, legal, tax or investment determination.
Where the calculation points to a real transaction, Scalance can do the work behind it.
- Title & SettlementNeed the title or lien work behind the number?Title & Settlement
- LendingNeed collateral diligence before you fund?Private Money Lending
- Default & ForeclosureNeed the recorded position and surviving-lien work behind the timeline?Default & Foreclosure Support
- InvestingNeed title, lien and public-record diligence before you commit capital?Investor Services