Investor Services
Know the Collateral. Diligence Before You Commit Capital.
From note portfolios to tax deeds and 1031 exchanges, Scalance handles the title, lien and public-record work behind your investment decisions.
Buying an investment asset means buying whatever is attached to it. Before capital moves, the record needs to support what the tape, seller or transaction documents say.
Scalance gives investment teams the research behind that decision—so lien position, ownership, assignments, taxes, collateral records and other recorded issues are checked before they become a more expensive problem.
The Work Behind the Investment Decision
Different assets create different diligence questions. A mortgage note requires a clear view of lien position and the collateral file. A tax lien requires attention to redemption and surviving liens. A tax deed requires a closer look at title, access, municipal charges and resale considerations. A 1031 exchange adds fixed deadlines to the title and closing process.
Scalance supports these workflows from the records and documents behind the asset. The service is designed to give the investment team a usable diligence record before the decision is made—not another stack of documents that someone still has to interpret.
Diligence Support for Every Investor Strategy
Mortgage Note Investor Due Diligence
Buying a note means verifying the lien position, assignment history, and collateral file—not just relying on the seller’s tape.
Identify the records and exceptions that could affect the investment before the money moves.
- Lien position verification
- Chain of title and assignment verification
- Note endorsement and allonge review
- Original-document and custody-status verification
Private Money Lending
Before money goes out, the collateral needs to be checked.
Scalance provides pre-funding collateral title reports, borrower and entity lien and judgment sweeps, post-funding lien-position confirmation and portfolio lien audits for loan-pool acquisitions. Pre-funding collateral title reports are delivered in 24–48 hours.
Seller / Owner Financing
When an investor becomes the note holder, the work does not end when the note is originated.
That gives investors operational support after origination instead of treating the diligence process as a one-time transaction.
- Pre-origination title searches
- Buyer public-record lien and judgment checks
- Security-instrument recording support
- Ongoing payment and lien monitoring
Tax Lien Investing
Tax-lien investing starts with the auction list, but the diligence does not stop there. Screen the opportunity before the bid, then keep track of the position after the purchase.
- Pre-bid auction-list screening
- Shortlist research
- Parcel identity and property-characteristic verification
- State surviving-lien reference checks
Tax Deed Investing
A tax deed requires a different diligence approach because the investor is acquiring the property itself rather than simply purchasing a tax debt.
Insurability remains with the underwriter, and legal conclusions remain with counsel. The role of Scalance is to perform and organize the research that supports those decisions.
- Pre-bid title review
- Recorded access and easement research
- Municipal charge and code-violation research
- Insurability pre-checks and underwriter requirement tracking
1031 Exchange Title & Coordination Support
A 1031 exchange adds a deadline that does not move. The replacement property still needs to be researched and the title work completed while the exchange clock is running.
This is operational and title support around the exchange. It does not replace tax or legal advice.
- Replacement-property title searches
- Multi-property title-order coordination
- Chain-of-title verification
- 45- and 180-day deadline tracking
Default & Foreclosure Support
When an investment moves into default or foreclosure, the diligence changes again. The question becomes what survives, what needs to be addressed and whether the asset can move toward REO or resale.
- TSG, foreclosure and updated ownership searches
- Surviving-lien analysis by state
- Foreclosure referral document packages for counsel
- REO and distressed-asset title work through resale
Find the Problem Before It Changes the Deal
A title or lien issue found during diligence can change the price, the deal structure or the decision to proceed. Found after purchase, the same issue becomes a curative project or an asset that takes far longer to resolve.
Scalance checks lien position, assignment chains, tax and municipal exposure and portfolio exceptions before the bid, while the investment team still has options.
Start Small. Prove It.
01
Kickoff & Portfolio Scope Confirmation
Scalance finalizes the states, investment strategies and SLA requirements in one business day.
02
Pilot Run
Start with a 10-note pilot, with no setup fees and no long-term commitment, and review the output on real assets.
03
Daily Portfolio Flow
Once the workflow is approved, work moves into daily portfolio flow with SLA-backed delivery, quality control and a secure delivery channel.