Free tool

Rental Yield Calculator

Gross and net rental yield from monthly rent and running costs.

Your numbers

Net rental yield

5.85%

Gross rental yield 8.71%

  • Gross annual rent$27,000.00
  • Vacancy loss−$1,350.00
  • Effective rental income$25,650.00
  • Net operating income$18,150.00
Gross yield
8.71%
Net yield
5.85%
Gross rent
$27,000
NOI
$18,150

Operating expenses are taxes, insurance, maintenance, management and HOA — not mortgage payments. Pair this with a cash-on-cash calculation once financing is known.

Net yield5.85%

Frequently asked questions

What is gross rental yield?+

Annual rent divided by the property's value or price. It is a quick screen that ignores vacancy and running costs, so it always overstates what you will actually keep.

What is net rental yield?+

Annual rent after vacancy and operating expenses - net operating income - divided by the property value. It is the more realistic figure for comparing properties.

What counts as operating expenses?+

Property tax, insurance, maintenance, management and HOA dues. Mortgage payments are not an operating expense here; pair the result with a cash-on-cash calculation once financing is known.

Gross versus net yield

Gross yield
Annual rent over price. Quick to compute, but it ignores every cost of owning the property.
Vacancy
No property is let every day. A vacancy allowance turns scheduled rent into rent you can expect to collect.
Net yield
Income after vacancy and running costs over price - the fairer number for comparing two properties.