Redemption Period Calculator
A borrower's statutory right-of-redemption deadline after a foreclosure sale.
Your numbers
Redemption deadline
Sat, Mar 27, 2027
Redemption window open
- Statutory redemption period180 days from sale
- Days remaining from today180 days
- State
- Michigan
- Period
- 180 days
- Status
- Open
- Days left
- 180
Redemption rules — who may redeem, what must be paid, whether the owner may stay — vary by state and change over time. Confirm with local counsel.
Frequently asked questions
What is a right of redemption?+
In some states a borrower may reclaim the property for a set period after a foreclosure sale by paying what the law requires. In states with no such right, title generally passes to the buyer at the sale.
How long is the redemption period?+
It ranges from none to about two years depending on the state, and can vary with the type of foreclosure. The calculator uses an illustrative period for the state you choose and adds it to the sale date.
Is this legal advice?+
No. Who may redeem, what must be paid and whether the owner may stay in the property all vary by state and change over time. Confirm the deadline with local counsel before acting on it.
Redemption rights, in short
- A window after the sale
- In states that grant it, the former owner can reclaim the property for a set period by paying the required amount.
- Varies by process
- Length can depend on the state, the type of foreclosure and whether the lender took a deficiency judgment.
- Title consequences
- Until the window closes, title from the sale can be contingent - which is why buyers and insurers watch the deadline.