Securitization & Capital Markets Support
Securitization & Capital Markets Support: Know What Is in the Pool Before the Trade.
Title-to-tape reconciliation, exception cleanup, pool audit reporting and final document collection for securitization and capital-markets transactions.
Title-to-Tape Reconciliation
The loan tape compared with collateral and title documentation.
Exception Cleanup
Open exceptions organized by what needs documentation or review.
Pool Audit Reports
Documented pool- and file-level findings.
Final Document Collection
Final policies, recorded instruments and trailing documents.
A Pool Can Be Priced Before Its Files Are Truly Ready
A securitization depends on more than the data tape. When loan data, title records and collateral documents do not agree, the gap can surface during diligence, audit or settlement.
Scalance reconciles the tape with the collateral and title documentation, identifies exceptions and retrieves final documents, so the pool file is documented and ready for the transaction team.
What Securitization & Capital Markets Support Covers
Title-to-Tape Reconciliation
Compare the loan tape with collateral and title documentation, identify discrepancies and classify files requiring follow-up.
Exception Cleanup
Organize title, document and collateral exceptions so transaction teams can see what is open, what needs documentation and what requires further review.
Pool Audit Reports
Produce documented pool- and file-level findings so transaction teams have a usable record of reconciliation results, exceptions and supporting source documentation.
Final Document Collection
Retrieve and validate final policies, recorded instruments, assignments, releases and other trailing documents needed to complete the transaction file.
Four-Stage QC Review
The QC review covers four stages, each addressing a different part of collateral and title review.
01
Assignment
Confirm relevant assignment documentation is present and identify gaps requiring follow-up.
02
Exception
Identify outstanding title or document exceptions affecting the file.
03
Chain
Review whether the documented chain of title is complete and consistent.
04
Recording
Verify relevant instruments were recorded and capture recording status or missing evidence.
Transaction Workflow
01
Scope the Pool
Confirm asset types, pool structure, required documents, transaction milestones and reporting expectations.
02
Inventory the Files
Establish the expected collateral and document set and identify initial gaps.
03
Reconcile
Compare the loan tape with title and collateral documentation and classify discrepancies.
04
Run QC
Apply the four-stage Assignment, Exception, Chain and Recording review.
05
Clean Up
Retrieve missing documentation and coordinate operational follow-up for open exceptions.
06
Report & Deliver
Provide audit-ready findings, supporting documents and final collection status.
Audit Trail & Reporting
Scalance’s audit trails are documented and export-ready. Capital-markets teams need evidence of what was reviewed, not merely a statement that review occurred.
Reporting covers
- Pool and file-level reconciliation status
- Exception category and current status
- Supporting document references
- Outstanding document list
- QC stage status
- Final collection status
Built for the Teams Behind the Pool
Scalance supports the teams responsible for preparing loan collateral files for sale or securitization, with a focus on transaction deadlines, pool-level reconciliation and evidence-backed exception management.
Who this is for
- Securitization teams
- Capital-markets desks
- Mortgage finance teams
- Transaction managers
- Due-diligence teams
- Pool operations teams
- Organizations preparing loan collateral files for sale or securitization
Start With a Pilot. Then Scale the Flow.
01
Kickoff & Scope Alignment
Finalize asset types, service lines and delivery expectations.
02
Pilot File Set (10 Loans)
Validate SLAs, QA protocols and reporting flows using a controlled initial file set.
03
Live Order Flow
Move into the agreed transaction workflow with dedicated support, daily file tracking and structured handoffs.
Responsibility Boundaries
Scalance provides operational research, document and reconciliation support. Scalance does not determine securities eligibility, make investment decisions, provide legal opinions, certify securities compliance or replace counsel, trustees, underwriters, custodians or other transaction parties.
Where a finding requires legal, underwriting or transaction-level judgment, Scalance surfaces and documents the issue for the responsible party to evaluate.
