Individual Investors
Individual Investor Diligence: Know the Asset Before the Bid
Individual investors buy one asset at a time, often at auction or against a deadline. Scalance does the title, lien and public-record work behind each purchase, so the record is checked before the money moves.
This is the individual-asset side of Investor Services: tax liens, tax deeds, seller-financed notes and 1031 exchange replacement property.
Diligence Support by Investment Strategy
Each strategy raises a different diligence question. Pick the one that matches the asset you are evaluating.
Tax Lien Investing
Tax-lien investing starts with the auction list, but the diligence does not stop there. Screen the opportunity before the bid, then keep track of the position after the purchase.
- Pre-bid auction-list screening
- Parcel identity and property-characteristic verification
- State surviving-lien reference checks
- Tax-certificate status verification
- Redemption-period tracking
- Post-purchase lien-status monitoring
Tax Deed Investing
A tax deed requires a different diligence approach because the investor is acquiring the property itself rather than simply purchasing a tax debt.
Insurability remains with the underwriter, and legal conclusions remain with counsel. Scalance performs and organizes the research that supports those decisions.
- Pre-bid title review
- Recorded access and easement research
- Municipal charge and code-violation research
- Insurability pre-checks and underwriter requirement tracking
- Quiet-title curative scoping
- Post-sale marketability and resale title preparation
Seller / Owner Financing
When an investor becomes the note holder, the work does not end when the note is originated.
That gives investors operational support after origination instead of treating the diligence process as a one-time transaction.
- Pre-origination title searches
- Buyer public-record lien and judgment checks
- Security-instrument recording support
- Ongoing payment and lien monitoring
- Early-payoff statement generation
1031 Exchange Title & Coordination Support
A 1031 exchange adds a deadline that does not move. The replacement property still needs to be researched and the title work completed while the exchange clock is running.
This is operational and title support around the exchange. It does not replace tax or legal advice.
- Replacement-property title searches
- Multi-property title-order coordination
- Chain-of-title verification
- 45- and 180-day deadline tracking
- Qualified-intermediary document handoff coordination
- Closing-document review and post-closing delivery tracking
Find the Problem Before It Changes the Deal
A title or lien issue found before the bid can change the price or the decision to proceed. Found after purchase, the same issue becomes a curative project.
Scalance checks lien position, tax and municipal exposure and recorded issues while the investor still has options.