Why Top Title Companies
Rely on Scalance
Everything You Need to Close on Time
Title Services
- •Current Owner Search
- •Two Owner Search
- •Full Search
- •Updates/Date Downs
- •Open Mortgage Search
- •Liens & Judgements Search
- •Bankruptcy Search
- •Assignment Verification
SLA-backed: 4-48 hrs.
Property Tax Services
- •Delinquent/Current year
- •Municipal Lien Search
Verified and county‑confirmed scope.
Settlement Services
- •Closing Disclosure
- •Policy Production
- •Closing Protection Letter Preparation (Bulk Project)
- •E-Recording
- •Homeowner Association
- •Order/Upload
Settlement‑ready packages.
Ancillary Services
- •Order Entry
- •Preparing Commitment Reports
- •Commitment Typing
- •Data Entry
- •Document Stacking & Indexing
Free your team from admin tasks.
Onboarding Your Title Desk
Kickoff & Search-Scope Confirmation
We finalize states, search types, and SLAs in 1 business day.
Pilot Run (5-10 Search Orders)
No setup fees. Try us without long-term commitment.
Daily Title Order Flow
SLA-backed delivery + QC + secure delivery channel.
What title and settlement support actually covers
A title file is a chain of evidence. Before a property changes hands, someone has to establish who owns it, what is owed against it, and whether anything in the public record would stop a clean transfer. That work is unglamorous, jurisdiction-specific and time-boxed by a closing date that was set before anyone looked at the record.
Scalance runs that examination as a production process rather than an ad hoc scramble. Searches are scoped up front - current owner, two-owner or full, depending on what the transaction and the underwriter require - then examined, and anything that would become an exception is surfaced while there is still time to cure it. Property tax status and municipal liens are confirmed against the county and municipality of record, because those two categories are where late surprises usually come from.
Settlement work picks up where examination ends: closing disclosures, policy production, closing protection letters, e-recording and HOA retrieval, assembled as a package a closer can act on. Title searches are delivered on a 4-48 hour SLA depending on search type, across all 50 states.
Title and settlement questions
What is the difference between a current owner, two-owner and full search?
A current owner search covers the period since the present owner took title, which is enough for many refinances. A two-owner search extends back through the previous owner as well. A full search goes back to a state-defined period - commonly 30 to 60 years - and is what most purchase transactions and underwriters require. Scalance runs all three, scoped at kickoff so the right search is ordered the first time.
Why does a municipal lien search matter if the title search is already clean?
Because the two look in different places. A title search reads the county land records. Municipal obligations - water and sewer balances, code violations, unrecorded special assessments - often sit with the municipality and never appear in the county index at all. They still attach to the property and still have to be cleared before closing, which is why they are searched separately.
How quickly are title searches returned?
Title searches are delivered on an SLA of 4 to 48 hours, set by search type and jurisdiction and agreed before any volume moves. The scope, states and SLAs are confirmed in the first business day of onboarding rather than negotiated per order.
What happens when a search turns up an exception?
It is flagged with the supporting document rather than passed through as a note on a commitment. Open mortgages, liens and judgments, bankruptcy filings and broken assignment chains are the common ones. Surfacing them during examination rather than at the closing table is the entire point of scoping curative work early.
Can Scalance work inside our existing title platform?
Yes. Work is done in your system of record rather than exported into a parallel process that someone then has to reconcile. There is no migration step and no second source of truth for a file's status.
Is there a minimum volume to start?
No. Onboarding begins with a pilot run of 5 to 10 search orders, with no setup fees and no long-term commitment, so the SLA and quality can be judged on real files before any volume is committed.
Works With
Teams running title & settlement with us usually pair it with these.
Automation for Title & Settlement
Technology to optimize the title and settlement process, from order intake through to post-close review.
Secondary Market Support
Clean title and confident trades for secondary-market participants, from NPL and RPL portfolios to MSR transfers.
Investor Services
Support for notes investors, seller financing, tax lien and deed investing, 1031 exchanges, and default and foreclosure title work.